List of Top Free Domestic Lounge Access Credit Cards
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Latest News on Free Domestic Lounge Access With Credit Cards
As awareness grows and travel becomes more prevalent, an increasing number of individuals are opting for credit cards to gain access to domestic lounges. These lounges typically charge various bank’s fee ranging from 800 to over 1500 per access. In an effort to control costs, banks are now imposing limitations on the number of lounges that cardholders can access or introducing quarterly/monthly spending requirements.
Prominent banks such as HDFC, Axis, IDFC, and ICICI now mandate meeting quarterly spending targets. Entry-level credit cards will likely be the first affected by these restrictions on lounge access. Consequently, the demand for credit cards offering complimentary lounge access is on the rise, making our list an essential guide for those seeking a convenient way to enjoy and unwind at airports while saving substantial amounts. Recently, Axis Bank has imposed spend-based criteria of ₹50,000 in the past three months for accessing airport lounges with its cards. This is valid for the vast majority of cards except some like Atlas and other super premium credit cards.
Card Insider’s Review of Best Credit Cards for Free Domestic Lounge Access
Let us compare some of the top credit cards in each of their segment to find the best card suited for you. In each of the categories below, you can find reasons to opt for or refrain from the mentioned credit card.
Lifetime Free Card – Fibe Axis Bank RuPay Credit Card
The Fibe Axis Bank RuPay Credit Card is a numberless credit card offered by Axis Bank. This is a lifetime free credit card, i.e., you won’t have to pay any renewal or annual charges for this credit card. This card has many features that are useful for its users, such as the great reward rate of 3% cashback on eligible categories. You can also use this credit card for UPI transactions.
Why Is This Credit Card The Best Choice for You?
- You do not want to pay any joining or annual charges for your credit card.
- You have a preference for a credit card with limited lounge access.
- You will only visit domestic lounges within India.
Why This Credit Card Might Not Be Right for You?
- You seek unlimited lounge access.
- You want both domestic and international lounge access.
- You prefer a credit card with other benefits, such as low foreign currency markup.
Entry Level – Flipkart Axis Bank Credit Card
Flipkart Axis Bank Credit Card is one of the most popular cashback cards in India. This card comes at a low joining fee of ₹500 and offers four complimentary domestic lounge access in the year. This is highly beneficial for people traveling for vacation or work. With lounge access, you can easily relax while waiting for a flight. The Flipkart Axis Bank Credit Card is easily accessible by a vast majority of customers due to its low joining fees and attractive benefits, such as 5% cash back on Flipkart purchases.
Why Is This Credit Card The Best Choice for You?
- It offers domestic lounge access with low card joining charges.
- Apart from great cashback on Flipkart and other platforms, this credit card provides at least one lounge access per quarter.
Why This Credit Card Might Not Be Right for You?
- You are looking for a credit card with more than one domestic lounge access per quarter.
- You want more luxurious benefits, such as a complimentary international lounge and golf access.
Lifestyle – HDFC Bank Regalia Gold Credit Card
HDFC Bank Regalia Gold Credit Card is a top-rated card in India. It comes at a joining fee of ₹2,500. This credit card offers premium travel and lifestyle privileges. It offers a complimentary MMT Black Elite and Club Vistara Silver Tier membership on spending over ₹1 Lakh within 90 days of getting the card issued. Cardholders can earn 4 reward points for every retail purchase of ₹150. They earn 5x Reward Points for every ₹150 spent in-store or online at Nykaa, Reliance Digital, Myntra, etc.
Why Is This Credit Card The Best Choice for You?
- You get 12 domestic lounge access with this card.
- You get many lifestyle privileges with this card.
Why This Credit Card Might Not Be Right for You?
- It comes with a joining fee of ₹2,500.
- You want a card with a number of domestic lounge visits.
Premium – Axis Bank Magnus Credit Card
The Axis Bank Magnus Credit Card is a premium card with unique and highly beneficial features across multiple categories. You can enjoy unlimited domestic lounge access with the Axis Bank Magnus Credit Card, but keep in mind that this card comes at a joining/renewal fee of ₹12,500 + GST. Although there are many other benefits associated with this card, such as discounts on movies and welcome gift vouchers, it’s best to opt for one that suits your needs.
Why Is This Credit Card The Best Choice for You?
- You are a high-income individual.
- You frequently travel to domestic and international destinations.
- You have a taste for opulence and utmost comfort.
- You want add-on/supplementary cardholders to also get lounge access.
Why This Credit Card Might Not Be Right for You?
- You are looking for a basic credit card without any annual or joining charges.
- You just visit domestic airports once or twice a year.
FAQ's:
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element. These classes control the overall appearance, as well as the showing and hiding via CSS transitions. You can modify any of this with custom CSS or overriding our default variables. It’s also worth noting that just about any HTML can go within the , though the transition does limit overflow.
This is the first item’s accordion body. It is shown by default, until the collapse plugin adds the appropriate classes that we use to style each
element. These classes control the overall appearance, as well as the showing and hiding via CSS transitions. You can modify any of this with custom CSS or overriding our default variables. It’s also worth noting that just about any HTML can go within the , though the transition does limit overflow.
This is the first item’s accordion body. It is shown by default, until the collapse plugin adds the appropriate classes that we use to style each
element. These classes control the overall appearance, as well as the showing and hiding via CSS transitions. You can modify any of this with custom CSS or overriding our default variables. It’s also worth noting that just about any HTML can go within the , though the transition does limit overflow.
This is the first item’s accordion body. It is shown by default, until the collapse plugin adds the appropriate classes that we use to style each
element. These classes control the overall appearance, as well as the showing and hiding via CSS transitions. You can modify any of this with custom CSS or overriding our default variables. It’s also worth noting that just about any HTML can go within the , though the transition does limit overflow.
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