HDFC Bank is India’s largest private sector bank in terms of assets and market capitalization. The Mumbai-based financial services company Housing Development Finance Corporation (HDFC) has become one of the most popular and trusted credit card issuers in the country, with more than 2.13 crore active credit cards (as of June 2024). From rewards and cashback cards to shopping and travel, HDFC Bank Credit Cards are issued in all categories. The card issuer keeps all the segments of individuals and their spending behaviors in mind and hence offers different credit cards so that everyone can find one according to their requirements.
This is why HDFC Credit Cards are popular. It’s also important to know that HDFC is the first bank to have over two crore credit card holders in India. This bank currently offers around 35 credit cards (including business credit cards), which help customers save more on their spending and purchases. HDFC Credit Cards are also known for offering great deals and discounts in partnership with popular brands like Apple. In this article, you will find all the best HDFC Bank Credit Cards available in the Indian market. Keep reading for more information:
Best AU Bank Credit Cards
Joining Fee:
Rs. 999 + GST
Renewal Fee:
Rs. 999 + GST
Best Suited For:
Shopping | Food
Reward Type:
Cashback
Welcome Benefits:
NA
This is why HDFC Credit Cards are popular. It’s also important to know that HDFC is the first bank to have over two crore credit card holders in India. This bank currently offers around 35 credit cards (including business credit cards), which help customers save more on their spending and purchases. HDFC Credit Cards are also known for offering great deals and discounts in partnership with popular brands like Apple. In this article, you will find all the best HDFC Bank Credit Cards available in the Indian market.
- (maximum Rs. 5,000 cashback per month).
- 1% cash back on every offline transaction.
- Spend-based annual fee waiver.
- 1% fuel surcharge waiver capped at Rs. 100 per month.
- Get 5% cashback on every online transaction
- (maximum Rs. 5,000 cashback per month).
- 1% cash back on every offline transaction.
- Spend-based annual fee waiver.
- 1% fuel surcharge waiver capped at Rs. 100 per month.
- Get 5% cashback on every online transaction
- (maximum Rs. 5,000 cashback per month).
- 1% cash back on every offline transaction.
- Spend-based annual fee waiver.
- 1% fuel surcharge waiver capped at Rs. 100 per month.
- Get 5% cashback on every online transaction
Cashback SBI Credit Card Features & Benefits
What is Lorem Ipsum?
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.
Cashback Card Fees and Charges
The following are the most essential charges associated with a credit card:
- Joining & Renewal fee: The joining and renewal fees for the Cashback SBI Credit Card are Rs. 999.
- Spend-Based Reversal: Reversal of renewal fees on annual spends of Rs. 2 lakhs.
- Interest Charges: The interest charges applicable on the card are 3.5% p.m. (42% p.a.).
- Cash Advance Fee: For every cash withdrawal using the card from ATMs, you are charged 2.5% of the amount or flat Rs. 500, whichever is higher.
- Foreign Currency Markup: The card charges 3.5% as the international currency markup fee.
Late Payment Charges:
- Dues less than Rs. 500 – Nil.
- Dues from Rs.500 to Rs.1,000 have to pay Rs. 400.
- Dues from Rs.1,000 to Rs.10,000 will be charged Rs. 750.
- Dues from Rs. 10,000 to Rs. 25,000 will be charged Rs. 950.
- Dues from Rs. 25,000 to Rs. 50,000 will be charged Rs. 1,100.
- Dues above Rs. 50,000 will be charged Rs. 1,300
CashBack SBI Credit Card Eligibility Criteria
The basic eligibility requirements that you need to fulfill in order to get approved for the card are mentioned below:
- The age of the primary cardholder must lie between 21 and 65 years.
- The applicant should have a stable source of income.
- The applicant should have a decent credit history.
It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using ‘Content here, content here’, making it look like readable English. Many desktop publishing packages and web page editors now use Lorem Ipsum as their default model text, and a search for ‘lorem ipsum’ will uncover many web sites still in their infancy. Various versions have evolved over the years, sometimes by accident, sometimes on purpose (injected humour and the like).
FAQ's:
This is the first item’s accordion body. It is shown by default, until the collapse plugin adds the appropriate classes that we use to style each
element. These classes control the overall appearance, as well as the showing and hiding via CSS transitions. You can modify any of this with custom CSS or overriding our default variables. It’s also worth noting that just about any HTML can go within the , though the transition does limit overflow.
This is the first item’s accordion body. It is shown by default, until the collapse plugin adds the appropriate classes that we use to style each
element. These classes control the overall appearance, as well as the showing and hiding via CSS transitions. You can modify any of this with custom CSS or overriding our default variables. It’s also worth noting that just about any HTML can go within the , though the transition does limit overflow.
This is the first item’s accordion body. It is shown by default, until the collapse plugin adds the appropriate classes that we use to style each
element. These classes control the overall appearance, as well as the showing and hiding via CSS transitions. You can modify any of this with custom CSS or overriding our default variables. It’s also worth noting that just about any HTML can go within the , though the transition does limit overflow.
This is the first item’s accordion body. It is shown by default, until the collapse plugin adds the appropriate classes that we use to style each
element. These classes control the overall appearance, as well as the showing and hiding via CSS transitions. You can modify any of this with custom CSS or overriding our default variables. It’s also worth noting that just about any HTML can go within the , though the transition does limit overflow.
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Editorial: Opinion Lorem ipsum dolor sit amet consectetur adipisicing elit. Blanditiis natus porro expedita, ipsam reiciendis voluptatum beatae possimus itaque eos voluptates?
Editorial: Opinion Lorem ipsum dolor sit amet consectetur adipisicing elit. Blanditiis natus porro expedita, ipsam reiciendis voluptatum beatae possimus itaque eos voluptates?
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